Voluntary Medical Insurance Scheme
for Civil Servants and Non-civil
Servants Employed by the HK Government
Insurance Scheme
VHIS Flexi Plan – Asia iCare
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The first VHIS plan collaboration with CUHK Medical Centre;
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Two options of the hospitalization plan with annual cover limit HK$500K, HK$650K including the Supplement Major Medical Benefit. The overall maximum limit (HS+SMM) up to HK$830K;
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Worldwide coverage; no life-time limit
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Cashless FULL COVER benefit for >5000 inpatient and day case surgical package plans offered by CUHK Medical Centre (pre-approval is required)
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Allow for tax deduction
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No claim bonus by increase 10% of the insurance coverage. Annual cover limit can be boosted up to maximum HK$913K per year.
Exclusive Offer:
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First Year Discount: 60% off; 25% off from 2nd year onwards
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FREE one month Asia MaxiCare in-network outpatient benefit
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FREE one year mental wellness hotline service
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FREE one year online healthcare management platform service
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FREE one year emergency assistance service provided by Inter Partner Assistant
VHIS Flexi Plan – Asia Elite
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Specially designed for all ages, from the young to the elderly, guaranteed renewal up to the age of 100; Tax deduction
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Two choices of cover limit (HK$1.2m or HK$2m annual limit); No lifetime benefit limit; Cover up to Private Room Service
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Comprehensive protection from prevention to cure, guaranteed renewal, and fully covered benefits of your major medical expenses
Exclusive Offer:
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First Year Discount: 60% off; 25% off from 2nd year onwards
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Extended to cover cashless network Full Cover Inpatient and Day Case Benefit to cover >5000 package plans which are offered by CUHK Medical Centre* (pre-approval is required)
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FREE one month Asia MaxiCare in-network outpatient benefit
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FREE one year mental wellness hotline service
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FREE one year online healthcare management platform service
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FREE one year emergency assistance service provided by Inter Partner Assistant
VHIS Standard Plan – Asia Unique Family Care
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Covers individuals with age from 15 days to 100 years; Tax deduction
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Coverage up to HK$420,000 per policy year; No Lifetime benefit limit
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Provides a full range of medical insurance protection from pre-hospitalisation to post-hospitalisation care
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Coverage extended to cover prescribed diagnostic imaging tests, prescribed non-surgical cancer treatments and psychiatric treatment, etc.
Exclusive Offer:
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First Year Discount: 60% off; 25% off from 2nd year onwards
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FREE one month Asia MaxiCare in-network outpatient benefit
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FREE one year mental wellness hotline service
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Extended to cover cashless network Full Cover Day Case Endoscopy Benefit for civil servant scheme only*** (pre-approval is required)
- Cover the eligible expense on the treatment of
Colonoscopy and Gastroscopy
- Medical service providers including:
(a) CUHK Medical Centre
(b) HKBH Ambulatory Medical Centre
(c) Dr. Vio Medical Centre (Central)
(d) Dr. Vio Medical Centre (Tsim Sha Tsui)
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FREE one year emergency assistance service provided by Inter Partner Assistant
Asia MaxiCare -
Network outpatient service
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Wide variety of dental and outpatient benefits
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Including over 90 clinics and 300 medical practitioners in Hong Kong, Kowloon, and the New Territories
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Cashless arrangement
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Eligible enrollment age from 15 days to aged 80
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No underwriting process is required
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Outpatient claim will not affect your claim record
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Available for purchasing with group medical/ VHIS or standalone purchase
Exclusive Offer:
10% off
Avo Cancer Protection
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Comprehensive coverage for related diagnostic tests, treatment, surgery, inpatient and monitoring costs.
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No medical check-up is required. Easy and quick to apply with no supporting documents.
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No deductible. Subject to benefit limit, your actual medical expenses will be fully covered.
Exclusive Offer:
25% off for Cancer Protection
Customer Service
Asia Insurance VHIS Enquires
T +852 3606 9361 / +852 3606 9323
Avo Insurance Cancer Protection Enquires
T +852 3572 8222