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Voluntary Medical Insurance Scheme

for Civil Servants and Non-civil

Servants Employed by the HK Government

Limited-Time Offer

From now until 31 March 2023, migrate any eligible individual medical insurance plan to Asia Insurance VHIS plan to enjoy the following offers:

 
 
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Only require
simplified
underwriting

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【Family Offer】
+HK$1 to enjoy 1 year equivalent 
coverage for 1 family member

aged under 18

Terms and conditions:

  1. The promotion period of the limited-time offer is from July 1, 2022 to March 31, 2023 (both dates inclusive).

  2. Simplified underwriting only allows once per application and shall not be applicable for any reinstatement of the insurance policy.

  3. For the “Family Offer”, each policy allows to add on 1 family member only.

  4. With the purchase of the additional insurance policy by using the family offer, the additional insured person (i.e. Child below the age of 18) shall be entitled the same insurance coverage of the principal policy for one year. For the next policy renewal date, the policy holder can enjoy a 25% off premium discount for continuing his/her additional insurance policy.

Insurance Scheme

VHIS Flexi Plan – Asia iCare

  • The first VHIS plan collaboration with CUHK Medical Centre;

  • Two options of the hospitalization plan with annual cover limit HK$500K, HK$650K including the Supplement Major Medical Benefit. The overall maximum limit (HS+SMM) up to HK$830K;

  • Worldwide coverage; no life-time limit

  • Cashless FULL COVER benefit for >5000 inpatient and day case surgical package plans offered by CUHK Medical Centre (pre-approval is required)

  • Allow for tax deduction

  • No claim bonus by increase 10% of the insurance coverage.  Annual cover limit can be boosted up to maximum HK$913K per year.

 

Exclusive Offer:  

  • First Year Discount: 60% off; 25% off from 2nd year onwards

  • FREE one-time health check-up

  • FREE one-year unlimited outpatient membership at a discounted price

  • FREE IPA emergency assistance service

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VHIS Flexi Plan – Asia Elite

  • Specially designed for all ages, from the young to the elderly, guaranteed renewal up to the age of 100; Tax deduction

  • Two choices of cover limit (HK$1.2m or HK$2m annual limit); No lifetime benefit limit; Cover up to Private Room Service

  • Comprehensive protection from prevention to cure, guaranteed renewal, and fully covered benefits of your major medical expenses

Exclusive Offer:  

  • First Year Discount: 60% off; 25% off from 2nd year onwards

  • FREE one-time health check-up

  • FREE one-year unlimited outpatient membership at a discounted price

  • Extended to cover cashless network Full Cover Inpatient and Day Case Benefit to cover >5000 package plans which are offered by CUHK Medical Centre* (pre-approval is required)

  • FREE IPA emergency assistance service

VHIS Standard Plan – Asia Unique Family Care

  • Covers individuals with age from 15 days to 100 years; Tax deduction

  • Coverage up to HK$420,000 per policy year; No Lifetime benefit limit

  • Provides a full range of medical insurance protection from pre-hospitalisation to post-hospitalisation care

  • Coverage extended to cover prescribed diagnostic imaging tests, prescribed non-surgical cancer treatments and psychiatric treatment, etc.

 

Exclusive Offer:  

  • First Year Discount: 60% off; 25% off from 2nd year onwards

  • FREE one-time health check-up

  • FREE one-year unlimited outpatient membership at a discounted price

  • Extended to cover cashless network Full Cover Day Case Endoscopy Benefit for civil servant scheme only*** (pre-approval is required)
    - Cover the eligible expense on the treatment of Colonoscopy and Gastroscopy
    - Medical service providers including:
       (a) CUHK Medical Centre
       (b) HKBH Ambulatory Medical Centre
       (c) Dr. Vio Medical Centre (Central)
       (d) Dr. Vio Medical Centre (Tsim Sha Tsui)

  • FREE IPA emergency assistance service

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Avo Cancer Protection

  • Comprehensive coverage for related diagnostic tests, treatment, surgery, inpatient and monitoring costs.

  • No medical check-up is required. Easy and quick to apply with no supporting documents.

  • No deductible. Subject to benefit limit, your actual medical expenses will be fully covered.

 

Exclusive Offer:

25% off for Cancer Protection

 

Customer Service

Asia Insurance VHIS Enquires 

T +852 3606 9361   /  +852 3606 9323

Avo Insurance Cancer Protection Enquires

T +852 3572 8222